Recurring Payment & Card-on-File Authorization
⚖ Attorney-drafted templates for self-help use — not legal advice, and no attorney-client relationship is created. Review and adapt to your state before use.
An attorney-drafted recurring payment and card-on-file authorization, the client's separate, signed permission to store a card or bank account and charge it on a schedule. Owing you money doesn't by itself let you charge a saved card; this does.
- Fixed or variable recurring charges, installment plans, and a stored card for the specific extra fees you list (late cancellation, no-show, returned payment)
- Written notice before a price or frequency change, and a simple way for the client to cancel future charges
- Optional section for packages, prepaid credits, and memberships
- Works with any service agreement, including every CoveredKit agreement
- A one-page plain-English fill-out guide
- Editable Word, instant download
Use it only if you keep a card on file or bill on a schedule. It's signed on its own, not buried in your service agreement, and the client keeps a copy.
Legal note: a general, customizable template, not legal advice, and no attorney-client relationship is created. Instant digital download; all sales final.
Frequently asked questions
What exactly do I get?
Editable Microsoft Word documents you can download instantly and personalize with your business name and details. No subscriptions, no waiting.
Are these written by a real attorney?
Yes. Every template is drafted and reviewed by a licensed attorney, then tailored to your specific industry.
Will these work in my state?
The templates are built to work across all 50 states, and each kit includes a Check-Your-State sheet flagging the few places where state law may differ. For advice on your specific situation, consult a licensed attorney in your state.
Is this legal advice?
No. CoveredKit provides self-help document templates and general information, not legal advice, and buying a kit does not create an attorney-client relationship.
Can I reuse the documents?
Absolutely. Pay once and use them with as many of your own clients as you like. They're yours to keep and reuse forever.
Do you offer refunds?
Because these are instant digital downloads, all sales are final. If something isn't working, email us and we'll make it right.