[DRAFT for your review — fill in the bracketed items and confirm against your state bar rules before publishing.]
1. Agreement
By purchasing or using products from CoveredKit (operated by [BUSINESS ENTITY]), you agree to these Terms.
2. What you're buying
CoveredKit sells general, customizable legal document templates as digital downloads. Templates are provided for informational purposes and to be adapted by you to your situation.
3. Not legal advice
CoveredKit is not a law firm and does not provide legal advice. Purchasing or using a template does not create an attorney-client relationship. You should consult a licensed attorney in your state before relying on any document.
4. License
On purchase, you receive a non-exclusive, non-transferable license to use and adapt the templates for your own business. You may not resell, redistribute, sublicense, or share the templates or a substantially similar version of them.
5. Intellectual property
All templates, text, and designs are owned by [BUSINESS ENTITY] and protected by applicable law.
6. Digital goods; all sales final
Because products are delivered instantly as digital downloads, all sales are final and non-refundable. A full preview of contents is provided before purchase.
7. Disclaimer of warranties
Templates are provided "as is" without warranties of any kind. You are responsible for confirming that a template fits your needs and complies with the laws of your jurisdiction.
8. Limitation of liability
To the fullest extent permitted by law, [BUSINESS ENTITY] will not be liable for any indirect, incidental, or consequential damages arising from use of the templates. Total liability will not exceed the amount you paid.
9. Governing law
These Terms are governed by the laws of the State of [STATE].
10. Changes
We may update these Terms from time to time. Continued use constitutes acceptance.
Contact: [CONTACT EMAIL]